| 1. Vishal Garg, an American entrepreneur originally from India, founded the mortgage company 'Better.com.' |
| 2. At the age of seven, his family relocated to Queens in New York City. |
| 3. While at Stuyvesant High School in Manhattan, he earned profits from reselling study guides, books, and second-hand clothes. |
| 4. Following his graduation in 1998, he began working at the financial services firm 'Morgan Stanley' in New York. |
| 5. In March 1999, he co-founded the New York-based investment holding company 'One Zero Capital.' |
| 6. In January 2020, Vishal Garg and his school classmate Raza Khan launched the online student loan company 'MyRichUncle.' |
| 7. He became a founding partner of the insurance company 'Phoenix Holdings' in March 2011. |
| 8. In January 2014, he established 'Better.com' as a mortgage company in Greater New York City, quickly making it one of the top mortgage companies in the US with backing from various financial institutions. |
| 9. Vishal Garg and 'Better.com' were included in the Forbes Fintech 50 list in 2020. |
| 10. He recounted that the idea for starting a mortgage company came to him when he lost a home purchase opportunity due to a long and inefficient mortgage process. |
| 11. In 2021, he donated around 2 million US dollars through the NGO Fund for Public Schools to provide educational resources like Chromebooks, iPads, and books to over 20,000 public school students in New York City. |
